FR
Plate No. 001 · 2026
Buying and price Updated on By Methodology

Is an exoskeleton reimbursed by health insurance or a supplementary insurer?

The answer in detail

Reimbursement by the French health insurer rests on a list: the LPP, the list of reimbursable products and services. It includes medical devices, orthoses, prostheses and vehicles for disabled people. Only products on this list are covered, under prescription conditions that vary by category.

A sports or comfort exoskeleton, like those in our catalog, is not presented as a reimbursable product, and we found none in our reading of the list. As for a supplementary insurer, each contract sets its own cover: only your insurer can say whether it contributes to a purchase of this kind.

What the sources say

  • LPP: the list of products and services reimbursable by the French health insurer, which includes orthoses and medical devices.
  • Condition: only products on the LPP are covered.
  • Checking: the database allows searching by code, by designation or by chapter.
  • Stated status: the Stoko K1 page presents it as a class 1 medical device (FDA and Health Canada). That manufacturer status is not the same as being on the LPP.

For companies, a different scheme exists, unrelated to individual reimbursement: read our question on financial aid for funding an exoskeleton in a company.

Step-by-step instructions

  1. Identify the exact product and its precise name, and the category stated by the manufacturer.
  2. Look it up in the LPP database by designation, code or chapter.
  3. If it is not there, consider that it is not reimbursed by the French health insurer.
  4. Contact your supplementary insurer and ask whether it contributes to this type of purchase, naming the product.
  5. Ask for its answer in writing before ordering, and keep the invoice.

Common mistakes

These mistakes cost money because they rest on an assumption.

  • Believing that a product advertised as a medical device is automatically reimbursed.
  • Buying without asking the insurer, then discovering it does not contribute.
  • Confusing a prescribed orthosis, which may fall under the LPP, with a sports exoskeleton.
  • Forgetting the itemized invoice, essential if you attempt a reimbursement claim with your insurer.

Key takeaways

A sports or comfort exoskeleton is as a rule not reimbursed by the French health insurer: only products on the LPP are, and we found no sports exoskeleton on it. A supplementary insurer may have its own rules, to be checked before purchase in writing. For professional use, other aid exists. To place budgets, read our article on the price of an exoskeleton.

Sources